6150 W. Higgins Ave Chicago, IL 60630
Cigna DPPO Dentist in Chicago, IL
Most people don't realize that being in-network with Cigna means your dentist has agreed to set fee rates — so what you pay is lower than it would be at an out-of-network office, sometimes by a significant amount. That's exactly the situation here at Smile Era Dental. We have a direct contract with Cigna Health and Life Insurance Company (Total Cigna DPPO), which means your plan works at its full potential every time you come in.
When you schedule your first visit, our team will verify your Cigna benefits before you even sit in the chair. Dr. Josh Philip and Dr. Soumya Thomas both take the time to walk through what's covered, what isn't, and what your costs are likely to look like — before any treatment begins. No surprises at checkout. Just honest conversation and good care.
We're located at 6150 W Higgins Ave in Chicago, and we're currently welcoming new patients. If you've been putting off a cleaning or a visit you've been meaning to schedule, this is a great time to get it on the books.
What Does Your Cigna DPPO Cover at Smile Era Dental?
Cigna DPPO plans are built around three tiers of coverage. Preventive care — things like routine cleanings, exams, and X-rays — is typically covered at the highest level, often at or near 100% when you're seeing an in-network provider. That's your plan encouraging you to come in regularly, which is honestly the best thing you can do for your long-term dental health.
Basic services like fillings and simple extractions are usually covered at a lower percentage, and major work — crowns, root canals, dentures, and similar procedures — is typically covered at the lowest tier, though your plan still contributes a meaningful portion. Keep in mind that your plan likely includes an annual deductible and an annual maximum benefit. Once you hit that maximum, costs for additional treatment in that calendar year come out of pocket. Every Cigna plan is a little different depending on what your employer or marketplace selected, so the specifics of your plan may vary. We always recommend verifying your exact benefits before your visit — and we're happy to help you do that when you call.
Smile Era Dental Is an In-Network Cigna DPPO Provider
Being in-network isn't just a label — it has a real effect on what you pay. Because Smile Era Dental has a direct contract with Cigna, we've agreed to their contracted fee schedule. That means your insurance applies to a pre-negotiated rate, not whatever a dentist might otherwise charge. The result is that your out-of-pocket costs stay lower.
If you were to visit an out-of-network dentist, your Cigna plan might still cover some of the cost — but it would be based on what Cigna considers a reasonable fee, which could be less than what the dentist charges. You'd be responsible for the difference. Coming to an in-network provider like us in Chicago means you avoid that gap entirely and get the most out of your plan.
Why Chicago Patients Choose Smile Era Dental
Dr. Josh Philip and Dr. Soumya Thomas both bring a patient-first approach to every appointment. They listen. They explain things in plain language. And they genuinely care whether you leave feeling good about the visit — not just the clinical outcome, but the whole experience. That matters, especially if you've had stressful dental visits in the past.
Smile Era Dental serves the Chicago community from a convenient location on W Higgins Ave, with hours that work around real schedules — including early mornings on Thursdays and Saturday appointments. Whether you're coming in for a routine cleaning or something more involved, you'll have a team that handles the insurance side so you can focus on your health. Give us a call at (773) 594-0655 or book online — we'd love to see you.
Ready to use your Cigna benefits? Call us at (773) 594-0655 or book your appointment online — we're welcoming new patients now.
Call us: (773) 594-0655
Frequently Asked Questions
Yes — Smile Era Dental is in-network with Cigna Health and Life Insurance Company under the Total Cigna DPPO plan. That means you’re in the right place. If you want to confirm your specific plan before your visit, just give us a call at (773) 594-0655 and we’ll look it up for you.
When you see an in-network dentist, your insurance company has already negotiated lower rates with the office. That usually means you pay less out of pocket than you would at an out-of-network practice. Going out-of-network isn’t always a dealbreaker, but your costs tend to be higher. Staying in-network with Cigna DPPO here in Chicago keeps more money in your pocket.
Most Cigna DPPO plans cover preventive care — like cleanings, exams, and X-rays — at the highest benefit level. Basic care like fillings is usually covered at a solid percentage too. Major work like crowns or root canals typically has a lower coverage rate. Your exact benefits depend on your specific plan, so we’re happy to help you check before your appointment.
Almost certainly yes. Because Dr. Josh Philip and Dr. Soumya Thomas are in-network with Cigna DPPO, you get access to pre-negotiated rates right away. Preventive visits often cost you very little or nothing at all depending on your plan. It’s worth using your benefits — a lot of people let them go unused every year without realizing it.
Yes, Smile Era Dental in Chicago is absolutely accepting new patients — including those with Cigna DPPO coverage. Dr. Philip and Dr. Thomas both welcome new folks. Whether it’s been a while since your last visit or you’re just switching dentists, you’re welcome here. Call us at (773) 594-0655 and we’ll get you on the schedule.
The easiest way is to call us directly at (773) 594-0655 — our team can pull up your Cigna benefits, answer questions, and find a time that works for you. If you’d rather not call, you can also request an appointment online. Either way, we’ll make sure your insurance is ready to go before you even walk through the door.