6150 W. Higgins Ave Chicago, IL 60630
Delta Dental Dentist in Chicago, IL
Most people don't realize how much their Delta Dental PPO actually covers until they sit down with a team that knows how to use it well — and that's exactly what happens when you come see us at Smile Era Dental. Whether you're due for a cleaning or you've been putting off a crown, your plan likely has more in it than you think, and we'll help you make sense of it before any treatment begins.
When you call to schedule, we'll ask for your insurance information upfront so we can verify your benefits ahead of time. By the time you walk in, Dr. Josh Philip or Dr. Soumya Thomas and the team already have a clear picture of what your plan covers. You won't be sitting in the chair wondering what things cost — we talk through all of it with you first.
Smile Era Dental is located at 6150 W Higgins Ave in Chicago, and we're welcoming new patients right now. If you've been looking for a dentist who actually takes the time to explain your coverage, we'd love to meet you. Reach out or book online whenever you're ready.
What Does Your Delta Dental PPO Cover Here?
Delta Dental PPO plans are typically organized into three tiers of care. Preventive services — like routine cleanings, exams, and X-rays — are usually covered at 100% when you see an in-network provider, meaning you often pay nothing out of pocket for those visits. Basic restorative care, like fillings, is typically covered at around 80%, so your plan picks up most of that cost and you cover the rest. Major services, things like crowns, bridges, or root canals, are usually covered at 50%, which still makes a meaningful difference in what you'd pay on your own.
Your plan also comes with an annual maximum — a cap on what Delta Dental will pay out in a given year — and most plans include a deductible that applies to basic and major services. How much your plan covers depends on the specific policy your employer or you selected, so the numbers can vary. That's why we always recommend verifying your benefits before your appointment. We do that verification for you, but it's a good idea to double-check your plan documents too so there are no surprises.
Smile Era Dental Is an In-Network Delta Dental Provider
Being in-network with Delta Dental means we have a direct contract with them — and that matters for your wallet. When you see an in-network provider, your plan pays the contracted rate, which is typically lower than what a non-network office might charge. You pay your portion of that lower rate, not a higher out-of-pocket price.
If you've seen an out-of-network dentist before, you may have noticed the difference in cost. Coming to an in-network office like ours in Chicago means your annual maximum goes further, your deductible applies the way it's supposed to, and you're not left covering the gap between what Delta Dental pays and what the office charges. It's a real, concrete benefit — and we want you to get every dollar of it.
Why Chicago Patients Choose Smile Era Dental
Dr. Josh Philip and Dr. Soumya Thomas built this practice around one simple idea — that going to the dentist shouldn't feel stressful or confusing. They take time with each person, explain what they're seeing, and make sure you understand your options before anything happens. A lot of patients tell us they finally feel like someone is actually listening to them.
Smile Era Dental serves the Chicago community from our office on W Higgins Ave, and we've worked hard to make every part of the experience feel easy — from scheduling to checkout. We have flexible hours, including early morning and Saturday appointments, so you're not rearranging your whole week just to get your teeth cleaned. If you'd like to get started, give us a call at (773) 594-0655 or book online. We'd be glad to have you.
Ready to use your Delta Dental benefits? Call us at (773) 594-0655 or book your appointment online — we'll take it from there.
Call us: (773) 594-0655
Frequently Asked Questions
Yes, we do! Smile Era Dental is in-network with Delta Dental. That means we’ve agreed to their contracted rates, so your out-of-pocket costs are typically lower than if you went to an out-of-network office. If you want to confirm your specific plan before coming in, just give us a call at (773) 594-0655 and we’ll help you sort it out.
It means we have a direct contract with Delta Dental. Because of that, you pay less out of pocket compared to seeing a dentist who’s out-of-network. Out-of-network dentists can charge whatever they want — and your insurance may cover a smaller portion of that. Being in-network keeps your costs predictable and usually lower overall.
Most Delta Dental plans cover preventive care — like cleanings, exams, and X-rays — at the highest benefit level, sometimes with little to no cost to you. Basic services like fillings are usually covered at a solid percentage too. Major work like crowns or root canals is typically covered at a lower rate. Your exact coverage depends on your specific plan.
In most cases, yes. At Smile Era Dental in Chicago, being in-network means we’ve agreed to set fees with Delta Dental — so you’re not getting billed at random rates. Your insurance covers its portion, and you only pay the rest based on those agreed-upon rates. It’s one of the simplest ways to stretch your dental benefits further.
Yes! Both Dr. Josh Philip and Dr. Soumya Thomas are welcoming new patients right now. Whether you’re due for a cleaning, need some work done, or just want to find a dentist you actually like — we’d love to see you. Call us at (773) 594-0655 or book online and we’ll get you set up.
Easy — just call us at (773) 594-0655 and our team will find a time that works for you. If you prefer, you can also book online. When you call, let us know you have Delta Dental and we’ll pull up your benefits ahead of time so there are no surprises. Smile Era Dental makes it pretty painless to get started.